:root{--ink:#12263f;--ink2:#3c4f66;--acc:#f2a33a;--bg:#f6f8fb;--line:#dbe2ea;--max:1100px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff}
a{color:#0b5cad}a:focus-visible,.btn:focus-visible{outline:3px solid var(--acc);outline-offset:2px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:9}
header.top{position:sticky;top:0;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);z-index:5}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{display:flex;gap:10px;align-items:center;font-weight:700;text-decoration:none;color:var(--ink);font-size:1.1rem}
.brand img{width:32px;height:32px}
.nav ul{display:flex;gap:22px;list-style:none;margin:0;padding:0}.nav ul a{color:var(--ink2);text-decoration:none;font-weight:500}.nav ul a:hover{color:var(--ink)}
.hero{background:var(--ink);color:#fff;position:relative;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:center;padding-top:80px;padding-bottom:80px}
.eyebrow{color:var(--acc);font-weight:600;letter-spacing:.08em;text-transform:uppercase;font-size:.85rem;margin:0 0 10px}
.hero h1{font-size:clamp(2rem,4.5vw,3.2rem);line-height:1.15;margin:0 0 18px}
.hero p.lead{font-size:1.15rem;color:#c9d5e3;margin:0 0 28px;max-width:36em}
.btn{display:inline-block;background:var(--acc);color:var(--ink);font-weight:700;padding:13px 22px;border-radius:6px;text-decoration:none}
.btn.ghost{background:transparent;color:#fff;border:1px solid #5d7390;margin-left:10px}
.hero svg{width:100%;height:auto}
section{padding:72px 0}section.alt{background:var(--bg)}
h2{font-size:clamp(1.6rem,3vw,2.1rem);margin:0 0 10px}.sub{color:var(--ink2);margin:0 0 36px;max-width:42em}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:24px}
.card h3{margin:12px 0 6px;font-size:1.1rem}.card p{margin:0;color:var(--ink2)}
.ico{width:40px;height:40px;border-radius:8px;background:#fff4e3;display:grid;place-items:center}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:22px;list-style:none;padding:0;margin:0}
.steps li{border-top:4px solid var(--acc);background:#fff;padding:20px;border-radius:0 0 10px 10px;border-left:1px solid var(--line);border-right:1px solid var(--line);border-bottom:1px solid var(--line)}
.steps li::before{counter-increment:s;content:"0" counter(s);font-weight:800;color:var(--acc);font-size:1.4rem}
.steps h3{margin:4px 0 6px}.steps p{margin:0;color:var(--ink2)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.tags{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0;margin:0}
.tags li{border:1px solid var(--line);background:#fff;border-radius:999px;padding:7px 14px;font-size:.95rem}
.contact{background:var(--ink);color:#fff;text-align:center}.contact .sub{color:#c9d5e3;margin-left:auto;margin-right:auto}
.contact a.mail{color:var(--acc);font-weight:600}
footer{padding:24px 0;color:var(--ink2);font-size:.9rem;border-top:1px solid var(--line)}
@media (max-width:860px){.hero .wrap,.two{grid-template-columns:1fr}.grid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.nav ul{display:none}.hero .wrap{padding-top:48px;padding-bottom:48px}}
@media (max-width:540px){.grid,.steps{grid-template-columns:1fr}.btn.ghost{margin:12px 0 0}section{padding:52px 0}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}